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1999 Press Releases
nFront Partners with BMA
Management Support

Contact:

Kelly Harviel
nFront, Inc.
770.209.4460, ext. 265
kharviel@banking.com

Ernie Buday
Ketchum Crescent for nFront
404.287.2000, ext. 186
ebuday@crescomm.com

nFront Partners with BMA Management Support to Expand nHome and nBusiness Banking Customers

BMA to Market nHome and nBusiness Exclusively to Community Banks Nationwide

ATLANTA, November 30, 1999 - nFrontTM, Inc. (NASDAQ: NFNT, www.nfront.com) a leading outsource provider of Internet banking services for small- to mid-size financial institutions, announced today a partnership with BMA Management Support Corporation (BMA) to market and license nFront's consumer and small business Internet banking applications to community banks nationwide.

Under terms of the agreement, Salt Lake City-based BMA will exclusively market and license nFront's nHomeTM consumer banking application and nBusinessTM small business banking application to community banks across the country. BMA is a leading data processing and technology service provider for the financial services industry. Atlanta-based nFront provides banks the enabling technology and marketing support for comprehensive Internet banking services.

"BMA is proud to partner with the leading provider of Internet banking services for community banks," said Gary Matern, president and CEO of BMA. "We look forward to bringing the profitable benefits of nFront Internet banking to community banks nationwide."

nFront's nHome Internet banking application, named Microsoft's Best Internet Banking Solution, offers reliability, scalability and ease of use for both end users and bank operations staff. nHome enables bank customers to perform a wide range of banking functions via the Internet, including opening new accounts, checking balances, applying for loans, paying bills and running customized reports.

nFront's nBusiness small business banking application, named Corporate EFT's Best Browser-based Cash Management Site, provides business customers of financial institutions with customized cash management services via the Internet. Functions include the ability to view cash position, disburse funds and draft customers, anticipate debits and stop payments and direct deposit and Internet payroll.

"Together with BMA, we look forward to bringing nHome and nBusiness to America's leading community financial institutions," said Tripp Rackley, chairman and CEO of nFront. "With nFront's robust technology, strategic partnerships, superior functionality and marketing support, banks can quickly and affordably become their customers' Internet financial destinations of choice."

In addition to fully transactional Internet banking, nFront's leading-edge technology offers financial institutions a valuable sales and marketing tool by allowing banks to capture and mine valuable customer data on a secure platform for customer-specific marketing. nHome and nBusiness are the only "fat-server" Internet banking solutions designed specifically for small- to mid-size financial institutions.

About BMA
Founded in 1960, BMA Management Support Corporation (www.bmacorp.com) is a leading provider of data processing services and software to community banks. BMA offers comprehensive services from account core processing to full back-office transaction processing. Our core processing product BankRiteTM is feature rich and fully integrated to other BMA products such as BankRite TellerTM, BankRite ImageTM, and our 24-hour phone banking system, TelXpress™. "Service to the Customer" is not just a good intention at BMA but a creed that we live by. Let BMA's staff of banking and technology professionals lead your bank into the 21st Century!

About nFront
nFront, Inc. (NASDAQ: NFNT,www.nfront.com) is a leading Internet banking services company that enables small- to mid-size financial institutions to process financial transactions with their customers via bank-branded Web sites. nFront's comprehensive outsourced service is a secure, reliable and scalable way to deliver Internet banking, a key means of attracting and retaining profitable customers. Exclusively endorsed by the American Bankers Association (ABA) and winner of Microsoft's Best Internet Banking Solution Award, nFront provides fully transactional Internet banking development and implementation, Web site design, maintenance and hosting, customer service training and support, and marketing consulting services.

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This press release contains statements which may constitute "forward-looking statements'' within the meaning of the Securities Act of 1933 and the Securities Act of 1934, as amended by the Private Securities Litigation Reform Act of 1995. Those statements include statements regarding the intent, belief or current expectations of nFront, Inc. and members of its management as well as the assumptions on which such statements are based. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties and that the actual results may differ materially from those contemplated by such forward-looking statements. Important factors currently known to management that could cause actual results to differ materially from those in forward-looking statements include fluctuation in operating results, the ability to compete successfully and the ability to effectively manage our rapid growth. Additional factors are set forth in the Risk Factors section of our Registration Statement on Form S-1 and Form 10-K. The company undertakes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results.

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1999 Press Releases








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