2000 Press Releases  1999 Press Releases 1998 Press Releases 1997 Press Releases In the News Management Team Case Studies Event Calendar 1999 Press Releases Internet Banking Strategy at BAI's Small Business Banking Conference Contact: Kelly Harviel nFront, Inc. 770.209.4460, ext. 265 kharviel@banking.com Ernie Buday Ketchum Crescent for nFront 404.287.2000, ext. 186 ebuday@crescomm.com nFront's Brennan Discusses Internet Banking Strategy at BAI's Small Business Banking Conference ORLANDO, September 29, 1999 - Vincent R. Brennan, senior vice president of sales for nFrontTM, Inc. (Nasdaq: NFNT, www.nfront.com), led a discussion today, "How to develop an Internet banking strategy," at the Bank Administration Institute's (BAI) Small Business Banking Conference in Orlando. Addressing nearly 100 small business banking professionals on the complex challenges of successfully delivering and marketing financial services via the Internet, Mr. Brennan provided practical solutions and innovative strategies to maximize the profit potential of small business banking. nFront's small business Internet banking application, nBusiness™, is exclusively endorsed by the American Bankers Association (ABA) and recognized as the Best Browser-Based Cash Management Solution by Corporate EFT Report. In July, nFront enhanced nBusiness with a cash-flow manager, internal product applications, payroll services and cash concentration functionality. To complement its complete outsourced Internet banking solution, nFront last week introduced nAction, a comprehensive package of services to assist financial institutions in marketing Internet banking to consumers and small businesses. The company has earmarked $16 million over the next two years to fuel this landmark initiative. As senior vice president of sales for nFront, Mr. Brennan is responsible for growing and managing the company's sales. In one year, he has led nFront's sales team from start-up status to a world-class national sales force. Prior to joining nFront, Mr. Brennan was senior vice president of John H. Harland Co., where he led the company's financial markets division. About nFront Atlanta-based nFront, Inc. (NASDAQ: NFNT, www.nfront.com) is a leading Internet banking services company that enables small- to mid-size financial institutions to process financial transactions with their customers via bank-branded Web sites. nFront's comprehensive outsourced service is a secure, reliable and scalable way to deliver Internet banking, a key means of attracting and retaining profitable customers. Exclusively endorsed by the American Bankers Association (ABA) and winner of Microsoft's Best Internet Banking Solution Award, nFront provides fully transactional Internet banking development and implementation, Web site design, maintenance and hosting, customer service training and support, and marketing consulting services. ### This press release contains statements which may constitute "forward-looking statements" within the meaning of the Securities Act of 1933 and the Securities Act of 1934, as amended by the Private Securities Litigation Reform Act of 1995. Those statements include statements regarding the intent, belief or current expectations of nFront, Inc. and members of its management as well as the assumptions on which such statements are based. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve risks and uncertainties and that the actual results may differ materially from those contemplated by such forward-looking statements. Important factors currently known to management that could cause actual results to differ materially from those in forward-looking statements include fluctuation in operating results, the ability to compete successfully and the ability to integrate acquired companies. Additional factors are set forth in the Risk Factors section of our Registration Statement on Form S-1. The company undertakes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results. 1999 Press Releases

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